Managing wealth involves much more than simply managing assets.
At Lipman Burgon & Partners, we provide investment and wealth management solutions to high net worth individuals and their families to help them protect, manage and grow their wealth across generations.
Our firm has deep expertise in both planning and investment, and excels at integrating these disciplines to identify problems and find untapped opportunities that may have been overlooked by others.
Portfolio Construction & Management
Building a tailored portfolio is a complex and highly personal process. We bring to bear not just our own experience but also the resources and expertise of our research and industry partners.
Diversification is key. So too is having a clear understanding of your tolerance for risk, your liquidity requirements and the optimal tax structures available. Only after extensive consultation with you will we begin the task of constructing a portfolio.
We commission our own research and regularly consult with leading fund managers and market strategists. Our Investment Committee actively monitors a universe of securities and specialist fund managers to ensure our recommendations are targeted to deliver the best possible results within the parameters specified.
Managing a portfolio requires constant attention, with an eye for detail and the experience to take advantage of opportunities when they arise. We keep all of our clients well informed and meet regularly to advise of actions taken and consult on any significant decisions.
Tax Structuring &
Intelligent tax structuring and asset protection can significantly increase after-tax returns while minimising the risk of financial loss and guarding against liability.
We have expertise in allocating assets across a number of different holding structures including discretionary trusts, unit trusts, companies, private ancillary funds and superannuation funds.
We advise on asset separation and business structures to balance security; the cost and ease of operation; insurance and operational requirements; and other asset protection measures. Each solution is designed to be appropriate to your personal or organisational situation.
With regard to tax in particular, we focus on maintaining and building wealth through sound investment decisions combined with effective tax planning. Once a strategy is in place, we make specific asset allocations to arrive at optimal taxation outcomes that are ethical and compliant.
Managing the transfer of wealth from one generation to another can be financially complex and emotionally challenging. We can help ensure that your wishes are honoured and legacies protected.
We advise on how best to transfer wealth and assets during or after retirement, as well as the best structures to put in place to protect estates. This includes:
- tax implications
- accumulation and investment structures including various types of trusts
- family dynamics and governance
- how best to accommodate beneficiaries’ needs and preferences
- business succession
- the appointment of executors and guardians
- philanthropic planning
Planning ahead of time gives all parties an opportunity to have their opinions heard and desires met. We draw on our experience with intergenerational wealth planning to put in place tailored solutions well before they’re needed. This gives families, business partners and trustees peace of mind and the security of knowing that carefully crafted plans are in place.
Through the breadth and depth of our service offering, our partners and relationship managers are in a unique position to have full oversight of our clients’ affairs and provide a discreet, personalised and outstanding level of service.
We can manage all third-party relationships with our clients’ professional teams, including private bankers, accountants and legal advisers. This includes tasks such as sourcing and managing term deposits with bankers, collating information for tax returns and working closely with legal and tax advisers to provide value over and above portfolio management.
We also act as a mailing house for some clients and advise on one-off investments and review business opportunities on their behalf.